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Frequently ask Questions

I'm wondering if anyone has tried to fund a beneficiary bank account with one?

I am NOT sur a Beneficiary Bank account exists, but most people who have deposited in their Bank accounts even the ones signed as Beneficiary have been closed by the Banks (they can close for any reason in their agreement) 

So for the address just put Internal Revenue Service c/o Ogden, UT 84201-0010 no street address PO Box or other numbers correct?

Yes that is Correct for this No Po Box or street address

What type of account do you deposit checks over $10,000 into? Trust, brokerage...like Fidelity?

Is there somewhere I can donate money for your amazing website and maintenance?

1st on the account type, we have been putting into Regular checking Accounts or Regular Business Accounts, We called and ask for a Limit (there is None) as far as Fidelity (I’m Not a Fan). We are worried for NO REASON the Bank must Report a Transaction over 10K well; The Treasury already Knows about the Money. And the only one who can Reach in and Take the Money is the IRS and once again they Know they processed the refund.


2nd as far as donations my website is let’s just say Funded by the Treasury, but I thank you anyway. But you can help by asking good questions (like the 1st one) and telling me what is missing on the site.

Do I have to be a secured party creditor to do this process? 
Do I have to be a secured party creditor to do this process? 
Do I have to be authenticated at state and federal level before I do this process? 

Do I have to be a secured party creditor to do this process? NO
Do I have to be a secured party creditor to do this process? NO
Do I have to be authenticated at the state and federal levels before I do this process? NO

I am wanting to do this for my husband. But he has never filed a tax return. Can he still do this and get results?

It will/should be easier on Him, depending on how your taxes were filled, if yours were filled Married filing separately (MFS) then he is not linked to your taxes and the IRS has done a 1040 Tax Return for him every year and he has acquiesced through silence. Simply do a “Note” for a couple hundred thousand (e.g. 300k)  and put on memo line “Tax Form 1040 Tax Year 2020 (his Social with dashes) Apply to principle, Settlement and Closure”   They will process the Note, then they will post the “credits to his Account (his SS), then the accountants will “Zero out the Account” and send him a Refund. Once you do this, they will likely send you more “presentments/bills/Fines” be sure to Act in Honor and Pay them. If You filed Married filing jointly, this would still work for him, the only difference is they will/could hold the refund if any Tax forms need to be Filed or Processed.

Hey Joe, I'm going to start doing this note thing next week, have to get me a laser printer. My question is about the IRS Treasury routing number, where did you get it from? Is it the same for everyone or is it in relation to the number on the back of the SS card? Thanks!

It is the Same for everyone in the united States, it is NOT a treasury routing number, it comes from Christopher Houser’s Videos, this “Note” does not pay through an account, we are using it simply as window dressing, it helps the “Note” get past those who open the mail.

 If I am using Checksoft software to make my Negotiable Instruments, do we need to use the E13B MICR font on the negotiable instruments, or can it be the font that came with the software?
So, far I do know that my personal bank that I sent an negotiable instrument, to pay off a loan has not been accepted as they are telling me it's a fraudulent check. And I said that's because it's not a check, it's a negotiable instrument.

YOU CAN NOT MAKE A NEGOTIABLE INSTRUMENT WITH CHECK SOFTWARE.  This is by design,(yes a check is/can be a Negotiable instrument, but they will deny it because they can) It is best to use the formula I have put out for you, they can still deny and claim a check but they will be the ones in Dishonor. Also Fraud Requires intent, so you will see one of the First lines on the ‘Note” is “Done in Good Faith” meaning no ill intent = NO FRAUD. Buy the Font and Use PhotoShop

I saw that you have routing numbers but since one may be mailing this, it might be construed to be a check to them, and they make it a check fraud through the mail case which would not be good.

Yes, they could call it a check and ask you if you wish to be charged, but the truth of the matter is it is a Note and it is legal tender it is also “Done in Good Faith” which means no intent to deceive therefore no “Crime”. All crimes are commercial, and you must agree to be prosecuted, for anyone attempting to do this Please brush up on how to Stand on your RIGHTS and where your Rights are From.

I’m trying to get going on discharging debt but don’t feel confident yet on really how to implement it. I Don’t have an SPC status in place. Can this method be done without SPC initially? 

You do NOT need an SPC status (Secured Part Status) to implement this method, this “Recourse” is available for all man/woman with the divine spark of life NOT for PERSONS or ENTITIES

Do you or any others that you trust and know offer consultation? I was referred to you by XXXXXXX and already had a call with her. Just trying to build a base of knowledge that I can stand..

I would suggest reading the “Cracking the Code Condensed PDF” it will explain PERSONS, the Legal System, and Banking. It is on my website here https://joelbsam.wixsite.com/info/crackingthecode

Also, I see your success is that still ongoing? From my current overstanding, it looks like maybe it's mixing the private with the public by sending off a negative instrument...or is your reasoning to make it look like a normal check so it gets past the first layer to the ones in the know? But how do we know they won’t turn and bite you and charge you with a "crime"..

Yes, it is designed to get Past those who open the Mail, they just might try and charge you so you must be careful how you use this at this time. 


I sent an instrument to the Tax Collector for my county with a rather large overpayment, and he sent sheriff deputies out to visit me at my office, I was able to stand on my RIGHTS and explain the only one breaking the law was the Tax collector, He cannot tell me what species of currency I must pay in, I explained to the deputies there are FRN’s Checks, Coinage, Money Orders, Coupons, Promissory Notes, Notes, Negotiable Instruments, etc. and I will be reporting Him to the IRS ASAP also Banking is Federal and NOT in their Jurisdiction,  their job is to protect my RIGHTS and they should go back and Arrest Him for being disorderly, I gave him the order to process my payment and he disobeyed My order. We talked for 15 min they could NOT get me to incriminate myself or get Jurisdiction over me, so they left. But know if you stand on your RIGHTS, they might come by to try and beat you back in line.  
Your RIGHTS are God Given NOT given by a piece of paper, You DO NOT HAVE Constitutional RIGHTS if you claim you do they will take advantage of you.

How do i get out of paying property taxes here in XXXXXXX

Act in Honor and Pay your Taxes. here in Texas, we are using the instrument to pay them and overpaying at that, some people have overpaid by 90k and received a refund from the State. I know of over 9 people and I’m sure there are many more.   SEE THE SECTION ABOVE IN SMALLER COUNTIES YOU MIGHT HAVE DIFFICULTIES. 

Hello sir. Just wondering if you attempted to use this for vehicles or homes? Any issues with them trying to say this is illegal and come after you? Thank you for your help, XXXXXXXX XXXXX

Vehicles do not work through the dealerships. If the bank initially accepts the instrument, they are reversing in 10-30 days. I would not try a home either at this time the people working in the banks are not educated on this and are of no help as of yet. I would send an instrument to Treasury "made out to them" and “credit your SS#” in the memo line, they will send you the money if no tax forms need to be processed. We are also doing it as a Brokerage, I have sent off "Notes" to purchase 6 vehicles and 2 houses, I believe from talking with IRS that this will work... will know soon

Hey Brother Joel, AMEX is playing games with my wife's instrument: They have sent us 3 emails stating that they accepted the payment & 2 that they don't; so would you recommend me to make an instrument in my name and send it to AMEX and Credit Union, even though both accounts are only on her name? Blessing, Brother...
Or just start the IRS process with them, as I am with Discover & COH Water Department: They sent me the instruments back, in dishonor!!!

do a 3949-a there is an example on the website. We did this on AMEX and got the acct. credited, we are attempting to duplicate the process.

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